Credit Risk Underwriter - Osborne
Job Summary
  • Dublin
  • Permanent
  • 19th March 2024
  • -
  • Ref ID: #40587

Job Description

  • Location: Dublin , Dublin
  • Type: Permanent
  • Job #40587

Osborne Executive Search is currently recruiting for a Credit Underwriter, on behalf of a prominent financial entity in Ireland.

As a Credit Underwriter, the successful candidate will undertake the crucial responsibility of evaluating and managing credit and transaction risks for both new and existing customers across the UK and Ireland.


  • Independently analyse and underwrite transactions across various asset types
  • Conduct comprehensive assessments of customer creditworthiness, utilizing financial data, credit reports, and sector insights, including conducting customer visits when necessary.
  • Evaluate deal structures, including collaterals and asset values, to ascertain risk exposure.
  • Prepare meticulous credit applications for transactions exceeding personal authority.
  • Collaborate closely with the Sales team to prequalify deals and ensure alignment with organizational objectives.
  • Maintain meticulous records, ensuring full compliance with all Risk Policies, and adhere rigorously to decision-making protocols outlined in the authority matrix
  • Oversee the maintenance of accurate credit files and facilitate novation and reschedule decisions as required.
  • Uphold the highest standards of integrity and professionalism in all interactions and decisions.
  • Foster effective communication with internal stakeholders, particularly Sales, and external customers.
  • Ensure strict compliance with KYC and AML requirements, promptly reporting any issues as necessary.


  • A Level education, with tertiary qualifications preferred.
  • Demonstrated experience in credit risk/lending within a leasing company or financial institution, with 2-5 years of experience for junior roles and 5+ years for senior roles.
  • Proven track record in personal underwriting authority for new business.
  • Proficient in interpreting financial statements and conducting comprehensive financial analysis.
  • Strong MS Office skills and the ability to work effectively in a remote capacity.
  • Possession of a valid driver’s license.
  • Capacity to work autonomously and accurately under pressure.
  • Exceptional analytical and communication skills.


For more information, please apply through the link provided for the attention of Stefan Ion or email your CV to [email protected] Please submit your updated CV in Word Format. 
If you are living in Ireland and hold a valid work permit we would love to hear from you, if however you do not hold a valid work permit unfortunately we will not be in a position to assist you with your job search
Osborne are proud to be an Equal Opportunity Employer.


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    Job Summary
    • Dublin
    • Permanent
    • Nov 17, 2022
    • Competitive
    • Ref ID: 123456