Mortgage Officer - Osborne
Job Summary
  • Waterford
  • Permanent
  • 8th November 2023
  • €36,000
  • Ref ID: #39283

Job Description

  • Location: Waterford, Waterford
  • Type: Permanent
  • Job #39283
  • Salary: €36,000

Mortgage Lending Officer

Here at Osborne, we are delighted to be recruiting for a Mortgage Officer on behalf of a well established client in Waterford.

Key Responsibilities:
Reporting to the Head of Lending, the successful candidate will be required to:

  • Build and maintain relationships with applicants requiring SME funding & secured loan facilities.
  • Carry out detailed assessment of loan applications, assist borrowers to structureloan proposals, prepare clear and concise loan reports and make recommendations to the appropriate sanctioning authority.
  • Support other team members and provide advice and guidance on loan applications.

  • Participate in annual reviews of all SME and mortgage loan facilities.

  • Ensure accurate and timely updates to the Head of Lending, the Management Team and The Board of Directors on the progress and performance of SME and mortgage applications.

  • Ensure the highest standards of compliance with policies and procedures are achieved.

  • Ensure all documentation relating to the provision of facilities is completed and recorded on the appropriate IT system and available for audit purposes.

  • Ensure required cooperation with internal and external auditors.

    Knowledge & Experience:

  • Minimum 5 years’ experience in a similar role in a financial institution.

  • Strong business acumen with ability to interpret business financial statements and key drivers of results.

  • Proven record in managing credit quality and compliance with policies and procedures.

  • Experience of coaching and mentoring junior members of a team.

  • Have a proven track record in delivering results to achieve personal work goals and objectives.

  • Strong member focus and a proven commitment to service excellence.

  • Strong organisational skills and ability to prioritise and manage work load.

  • Strong negotiation skills with ability to identify key risk issues in negotiation of borrowing facilities and to deliver alternative solutions if required.

  • An ability to work on own initiative and interact as a part of a highly motivated team.

  • Well-developed leadership and networking skills.

  • Excellent communication skills, both verbal and in writing.

  • Exemplary governance and ethics.

  • Proficiency in Microsoft Word, Excel and Outlook

    The above list is not exhaustive and may be subject to change in line with the needs of the business.


    Full QFA Qualification is essential.

Salary: Depending on experience: €36 – 40k

  • 21 days annual leave + 2
  • Great Pension plan

For more information, please apply through the link provided for the attention of Catherine O'Hara or email [email protected]
If you are interested in finding out more about the above role and would like to be considered other suitable roles that we may have available for your skill set – please attach your CV via the link provided
Please submit your updated CV in Word Format
If you are living in Ireland and hold a valid work permit, we would love to hear from you, if however, you do not hold a valid work permit unfortunately we will not be in a position to assist you with your job search.
Osborne are proud to be an Equal Opportunity Employer.
Please visit for more information on all of our roles.



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    Job Summary
    • Dublin
    • Permanent
    • Nov 17, 2022
    • Competitive
    • Ref ID: 123456